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w4hammer 4:29 Fri Jun 26
Car Finance schemes

....recall a decent discussion here a while back however cant find it

Anyone got any good options or " watch out for" experiences would appreciate the feedback

cheers

Wanstead-BML 4:12 Tue Jun 30
Re: Car Finance schemes

penners28 3:16 Tue Jun 30
Wow

penners28 3:16 Tue Jun 30
Re: Car Finance schemes

worth looking at lings leases just for the lol

its a genuine company but the website is bonkers!

Wanstead-BML 2:34 Tue Jun 30
Re: Car Finance schemes

Sorry only just caught up on these messages. We don't offer leased vehicles, but can offer advice on all the other types of finance on vehicles. PCP, HP etc and cater for all types of credit profiles.

Feel free to drop me a WHOMail if you want any more info!

w4hammer 12:54 Sun Jun 28
Re: Car Finance schemes

thanks for all the info and contacts- i'll be back in touch in a week or so -

Im going to have sell my current motor as Sadiq Kharnage's congestion charge will cost me £25 a day just to run down the shops next year so my thinking is to move that on this summer and then to go out and buy a mainly work driving ( not commuting) car and basically rent it for three years and give it back to them - can you do tjhat with used cars or is it mainly only like that on new cars ?
cheers

Crassus 11:41 Fri Jun 26
Re: Car Finance schemes

Yep, glass is a standard exclusion

You would do well to download the BVRLA fair wear and tear guide, very fair to both parties

Also, come the point of return, organise the repair of any incidentals yourself, it is a great profit margin for the lessors

joe royal 10:20 Fri Jun 26
Re: Car Finance schemes

You may need to note that stone chips and cracked/chipped windscreens are not wear and tear.

Vexed 5:39 Fri Jun 26
Re: Car Finance schemes

Leasing.com is your friend

Heath Hammer 5:31 Fri Jun 26
Re: Car Finance schemes

drop me a note please wanstead if you do personal PCP or loans - thanks mate

Crassus 5:19 Fri Jun 26
Re: Car Finance schemes

w4
Wanstead will be your man but a couple of pointers mate

If you want to merely drive the thing, then a lease is the way, one of the popular contract plans, but remember you will never own the thing. Trouble ahead for some funders who are accused of having taken in a px as a deposit, supplied a lease and then of course at the end of the term, the driver has no car
Also these will be subject to annual mileage allowances, excess charges could be high, plus, the delight of return condition. Send it back minded that 'fair wear and tear' may not meet your interpretation.
That said, do not let me put you off, just be aware

It is these packages that have seen so many new cars appear and can include routine maintenance too, so grief free

Just be sure that any deal provides for work use, and be clear of what is commuting and actual client visit mileage

Your period of use, mileage and age parameters lend themselves to a lease perfectly - feel free to mail me if you need anything further

Wanstead-BML 4:45 Fri Jun 26
Re: Car Finance schemes

I run a car finance business mate, just dropped you a WHO Mail.

Wanstead-BML 4:45 Fri Jun 26
Re: Car Finance schemes

I run a car finance business mate, just dropped you a WHO Mail.

w4hammer 4:45 Fri Jun 26
Re: Car Finance schemes

First, establish if you wish to own or drive the car
yes and yes

Second, how long do you normally operate the car for


im thinking three years

Third, do you want a new or used car

used , ideallly ex demo jobbie
Fourth, is the car for work, pleasure or both

work mostly
Fifth, do you have consistent annual mileage

yeah will be 15000 a year i reckon

Crassus 4:42 Fri Jun 26
Re: Car Finance schemes

First, establish if you wish to own or drive the car
Second, how long do you normally operate the car for
Third, do you want a new or used car
Fourth, is the car for work, pleasure or both
Fifth, do you have consistent annual mileage

For starters, I'll fill in the blanks after